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Home Improvements

Home Mortgages Home Improvements
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Our Home Improvement Loans are a financing option that allows you to finance improvements or renovations to your already-owned property. If you want to increase the value of your property or make upgrades to your home for personal or aesthetic reasons this can be an attractive option. The improvements may include putting a borehole, driveway, repainting, solar installation, putting a perimeter wall, and putting fitted kitchen or built-in cupboards in the house.

Requirements

The following documents should be submitted:

  • Copy of the title deeds for the property being improved
  • Proof of income in USD (letter from employer confirming monthly net income and how it is paid )
  • Current 3 months Bank Statements where USD income is being deposited
  • Loan statements (if the individual is borrowed elsewhere)
  • Copy of certified ID
  • 2 passport-size photos
  • Current Proof of residence
  • Confirmation letter of employment from employer highlighting retirement age
  • Bill of Quantities and Quotations from reputable suppliers
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Additional Requirements

  • Board Resolution (on company letterhead) to borrow if the applicant is a Company or a Family Trust.
  • Certified copy of Certificate of Incorporation
  • Certified copy of CR14
  • Certified copy of CR6
  • Memorandum and articles of association
  • Certified copy of national ID for the person representing the Company

**Certified Copy of the Special Power of attorney should be submitted for all loans where the borrower is being represented by a 3rd party.

Homelink will send the property intended to be built for valuation after submission of the above documents & applicants pays for the valuation fees. Once the application is successful, applicants need to pay the following (within 2 weeks of our offer letter): 2% of the loan amount as processing fee Mortgage application fee 1% Supervision fee Annual Insurance Bond fees (approximately 5% of the value of the property or as invoiced by the lawyers)
If you have any questions about our home improvement loan product or would like to learn more about your financing options, please do not hesitate to contact us. Our team is always available to answer your questions and provide you with the support you need to make informed decisions about your property financing.
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helpdesk @homelink.co.zw

+263 086 77006071

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