Our Home Improvement Loans are a financing option that allows you to finance improvements or renovations to your already-owned property. If you want to increase the value of your property or make upgrades to your home for personal or aesthetic reasons this can be an attractive option. The improvements may include putting a borehole, driveway, repainting, solar installation, putting a perimeter wall, and putting fitted kitchen or built-in cupboards in the house.
The following documents should be submitted:
Copy of the title deeds for the property being improved
Proof of income in USD (letter from employer confirming monthly net income and how it is paid )
Current 3 months Bank Statements where USD income is being deposited
Loan statements (if the individual is borrowed elsewhere)
Copy of certified ID
2 passport-size photos
Current Proof of residence
Confirmation letter of employment from employer highlighting retirement age
Bill of Quantities and Quotations from reputable suppliers
Board Resolution (on company letterhead) to borrow if the applicant is a Company or a Family Trust.
Certified copy of Certificate of Incorporation
Certified copy of CR14
Certified copy of CR6
Memorandum and articles of association
Certified copy of national ID for the person representing the Company
**Certified Copy of the Special Power of attorney should be submitted for all loans where the borrower is being represented by a 3rd party.
If you have any questions about our home improvement loan product or would like to learn more about your financing options, please do not hesitate to contact us. Our team is always available to answer your questions and provide you with the support you need to make informed decisions about your property financing.